eToro Trading App Review (2025): Safety, Features, Fees, and How to Start

Is eToro Worth Using in 2025?

The eToro trading app in 2025 remains a regulated multi-asset platform under FCA, CySEC, and ASIC oversight, offering stronger investor safeguards than most commission-free brokers. 

Commission-free stock trading contrasts with higher non-trading costs such as currency conversion and inactivity fees. Broader asset coverage and integrated social trading tools give it an advantage over Robinhood for diversified investing. 

Best for beginners seeking low-cost portfolio diversification.

Past performance does not guarantee returns.

Is the eToro Trading App Safe and Legit?

eToro operates as a regulated broker under multiple financial authorities, including the UK Financial Conduct Authority, the Cyprus Securities and Exchange Commission, and the Australian Securities and Investments Commission. 

These licenses require strict compliance with capital adequacy standards, client fund segregation, and regular financial reporting. The platform offers investor protection measures such as negative balance protection and compensation schemes within applicable jurisdictions. 

Independent audits and adherence to anti-money laundering regulations further reinforce operational integrity. 

While regulatory oversight and strong security protocols reduce counterparty risk, all trading activities involve capital loss potential, and past performance does not guarantee future results.

eToro App Availability: Countries, Devices, and Download Links

Supported Countries and Regions

The eToro trading app operates in more than 140 countries, including major markets such as the United States, United Kingdom, Australia, and most European Union member states. Access is restricted in certain jurisdictions due to regulatory limitations. 

Availability should be confirmed via the official supported country list to ensure compliance with local financial laws.

Compatible Devices and Platforms

The platform supports Android and iOS mobile devices, as well as a browser-based desktop platform accessible on Windows and macOS systems. 

Minimum system requirements include stable internet connectivity and updated operating systems to enable full functionality, including mobile trading, charting tools, and real-time market data.

Secure Download Sources

The eToro app is available for direct installation from the Google Play Store and Apple App Store. Desktop users can log in through the official web portal without additional software. 

For security, downloads and logins must be initiated through eToro’s verified channels to prevent phishing or unauthorized access.

eToro Trading App Features Explained

The eToro trading app integrates multi-asset trading with tools designed for portfolio diversification and market accessibility. The platform’s copy trading feature allows users to replicate the strategies of high-performing traders, while the social trading feed enables real-time interaction and community insights. 

Fractional investing supports smaller capital allocations across commission-free stocks, exchange-traded funds, and cryptocurrencies, ensuring diversified exposure.

Community and Strategy Tools

The eToro copy trading platform and social feed combine analytics with trader sentiment, offering a transparent view of portfolio allocations, trade history, and performance metrics.

Market Analysis and Asset Coverage

The app delivers real-time charts, technical indicators, and integrated news for informed decision-making. Crypto trading support covers leading digital assets alongside forex, commodities, and indices, enabling a single account to manage both traditional and emerging markets.

These features are accessible on mobile and desktop platforms, ensuring consistent functionality across devices.

Who Should Use eToro — And Who Should Avoid It

Ideal Users for eToro

The eToro trading app, a FCA-regulated platform, suits beginner-friendly trading with its intuitive interface, copy trading platform, and social community features. Casual investors focused on commission-free investing, portfolio tracking tools, and multi-asset brokerage benefit from fractional investing and diversified market access including stocks, ETFs, and cryptocurrencies. 

Availability spans key regions such as the United Kingdom, European Union, Australia, and select Middle Eastern countries, ensuring regulatory compliance and secure trading environments.

Users Who Should Avoid eToro

Day trading limitations and scalping restrictions reduce suitability for traders requiring high-frequency trade execution or advanced order types. In contrast, experienced traders seeking deep technical analysis, algorithmic trading, or tighter spreads should consider specialized platforms. 

The app’s availability excludes markets like the United States and Canada, which may affect accessibility for some active traders.

Summary: 

eToro delivers a regulated, multi-asset platform ideal for passive or semi-active investors, whereas professional day traders and scalpers may find its tools insufficient for intensive strategies.

Should I use eToro for Trading?

eToro Trading App Fees and Charges Breakdown

The eToro trading app charges spread fees varying by asset, such as from 1 pip on major forex pairs to approximately 0.75% on cryptocurrencies like Bitcoin. Stock and ETF trades have no commission fees, supporting commission-free investing. 

A fixed withdrawal fee of $5 applies per transaction, with some regional exceptions and minimum withdrawal limits. Deposits generally carry no fees, but non-USD transactions incur a currency conversion fee based on transaction value. 

The platform applies overnight financing fees on leveraged positions, calculated by asset class and market conditions. An inactivity fee activates after 12 months without account activity. 

Fees may vary slightly between the mobile app and desktop platform. Users should consult the official fee schedule regularly, as promotional discounts or changes may apply.

Understanding fee impacts is essential for aligning costs with trading styles, from long-term investing to active crypto trading.

How to Start Trading on eToro — Step-by-Step Guide

Starting your trading journey on eToro requires several key steps to ensure a secure, compliant, and efficient experience. This guide covers account creation, verification, funding, and placing your first trade. It highlights demo account availability for risk-free practice and security measures to protect your account. 

eToro operates under regulatory oversight in major jurisdictions including the UK, EU, Australia, and the US, providing a safe trading environment. The platform supports multiple languages and localization options to serve global users.

  1. Open a live, demo, or Islamic account on the eToro app (available on iOS and Android with specific system requirements) or desktop platform. Confirm service availability and feature parity in your country before registration.
  2. Complete the ID verification process by securely submitting government-issued documents; some regions require additional proof such as utility bills or tax information. Verification typically takes one to five business days. If verification fails, users must resubmit documents following provided instructions.
  3. Deposit funds using bank transfer, Visa, Mastercard, PayPal, or Skrill through secure, encrypted payment gateways. Minimum and maximum deposit limits vary by region, and deposit processing times depend on the payment method.
  4. Select your deposit currency carefully, noting that currency conversion fees apply for non-USD transactions.
  5. Enable multi-factor authentication (MFA) to enhance account security and safeguard personal information.
  6. Access the demo account immediately to practice trading with virtual funds. Demo accounts have no expiration but virtual funds are limited. Live and demo accounts share login credentials for seamless switching.
  7. Place your first trade by choosing an asset and entering order details, adhering to market hours and regional regulations. Note that regulatory restrictions may affect available assets or leverage in certain countries.
  8. Contact eToro customer support via live chat, email, or phone during operating hours for onboarding assistance or trading inquiries.
  9. Withdrawal processing times vary; users should review withdrawal policies and ensure account verification is complete to avoid delays.

Ideal for both beginners and experienced traders, eToro offers a streamlined start with comprehensive support.

Common eToro App Problems and How to Fix Them

Encountering issues with the eToro app is common and usually resolvable with simple steps.

Login issues: 

Incorrect passwords or network interruptions cause most problems. To reset your password, click “Forgot Password” on the login page. Avoid multiple failed attempts to prevent account locks. Secure your login details and beware of phishing attempts.

App crashes and freezing: 

Outdated software or device incompatibility often cause these issues. Update the app and your device’s operating system regularly. Clear the app cache or reinstall the app if problems persist.

Withdrawal delays: 

Typically due to incomplete verification or bank processing times, which range from one to five business days. Ensure your account is fully verified and review withdrawal policies.

Network and permission issues: 

Check app permissions and ensure a stable internet connection. Restart your device if needed.

For issues beyond these steps, eToro offers multilingual customer support via live chat, email, and phone. Self-service resources such as FAQs and chatbots provide immediate assistance. Accessibility options are available to support users with disabilities.

Final Verdict — Should You Download eToro in 2025?

eToro remains one of the best trading apps in 2025, offering a regulated, secure platform with unique features like copy trading, a large social trading community, and comprehensive crypto asset support. 

The app delivers a seamless experience on both mobile and desktop. While regional restrictions and withdrawal processing times apply, its beginner-friendly interface and advanced tools suit a wide range of investors. 

Compare eToro with other platforms to ensure it fits your needs.  

Trading involves risk; review disclosures carefully.

FAQs

Q1. Is eToro free to use?

The eToro trading app is free to download and open an account. Basic use involves no subscription fees, but spreads, withdrawal charges, and currency conversion fees apply. Fees vary by region and asset. Review the full fee schedule before trading. 

Q2. Can I trade cryptocurrency on eToro?

Yes, eToro supports trading over 70 cryptocurrencies, including Bitcoin and Ethereum. It offers real-time price updates, fractional investing, and portfolio management. Crypto trading carries risk and may not be available in all regions. 

Q3. Does eToro work on a desktop?

eToro is available on desktop for Windows and Mac OS, providing full platform functionality including advanced charting and account management. The desktop experience syncs seamlessly with the mobile app.