Plus500 spreads range from 0.6 pips on EUR/USD to 2% on cryptocurrencies, while overnight fees apply at rates of 2.8%-6.2% annually.
This 2025 cost analysis covers exact spreads across 2,000+ instruments, overnight funding calculations, and hidden fees like currency conversion charges. Direct comparisons with eToro, IG, and CMC Markets reveal Plus500’s competitive positioning.
Updated fee structures reflect current regulatory requirements and platform improvements, enabling precise cost calculation for day trading, swing trading, and long-term CFD positions.”
TL;DR — Plus500 Trading Costs at a Glance
Plus500 spreads on EUR/USD average 0.6 pips, around 1 point on FTSE 100, and 0.75 percent on BTC/USD.
Plus500 overnight fees range from 2.8 to 6.2 percent annually, depending on the asset.
A currency conversion fee of 0.5 percent applies when trading in a currency different from the account base.
Spreads primarily impact day traders, while overnight fees significantly affect swing and long-term positions.
Plus500 trading costs are competitive for beginners.
Advanced scalpers encounter higher expenses due to wider spreads and overnight fees. This allows precise upfront calculation of total trading costs.
Plus500 Spreads by Asset Class
Forex Spreads on Plus500
| Currency Pair | Average Spread (pips) |
|---|---|
| Majors (e.g., EUR/USD) | 0.6 |
| Minors (e.g., EUR/GBP) | 1.5 |
| Exotics (e.g., USD/TRY) | 4.5 |
Plus500 forex spreads are variable and depend on market conditions, including liquidity and volatility. Major pairs such as EUR/USD offer the tightest spreads, while minors and exotics typically have wider spreads.
Spreads may widen during economic events or low liquidity periods. These spreads apply to CFD trading on forex pairs and directly affect trade execution costs. Traders should factor in this variability when planning entries and exits to optimize trading outcomes.
Plus500 Indices Spreads
Plus500 index spreads on major CFDs range from ~0.7 points for S&P 500 to ~1 point for DAX and FTSE 100.
These transaction costs vary with market conditions and trading hours. Spreads impact both short-term and long-term CFD traders, influencing trade execution and overall cost management strategies.
Plus500 Stock and ETF Spreads
Plus500 stock and ETF spreads typically range between 0.05% and 0.15% for CFDs on popular shares such as Apple and Tesla.
Spreads fluctuate with market liquidity and volatility. These transaction costs directly affect trade execution and overall profitability for CFD traders engaging with equities and ETFs on the platform.
Plus500 Cryptocurrency Spreads
Plus500 cryptocurrency spreads on CFDs range from 0.5% to 2% for BTC/USD and ETH/USD, with similar levels for LTC/USD and XRP/USD.
These spreads are wider than forex due to higher volatility and lower liquidity. Spreads may widen during volatile market conditions and off-peak hours, impacting short-term trading costs and overall profitability.
Additional Plus500 Fees Beyond Spreads
Plus500 Overnight Funding Rates
Plus500 overnight funding rates, also known as swap rates, are calculated as a percentage of the notional trade value. Rates vary by asset and position type. For example, a 3.5% annual rate on a $10,000 position results in a daily cost of approximately $0.96. These fees increase holding costs and impact position duration decisions.
Plus500 Currency Conversion Fee
Plus500 currency conversion fee of 0.5% applies when trading involves a currency different from the account’s base currency.
This foreign exchange fee adds to the total cost of trading across currencies and occurs during trade execution and settlement.
Plus500 Inactivity Fee
Plus500 inactivity fee of $10 per month applies after three continuous months without trading.
This dormant account charge is deducted monthly until trading resumes or the account balance is depleted. Traders should consider this fee when planning extended breaks from activity.
Plus500 Fees Compared to Competitors
| Broker | Average Spread EUR/USD | Overnight Fees (Swaps) | Inactivity Fee |
|---|---|---|---|
| Plus500 | 0.6 pips | 2.8% to 6.2% annually, varies by asset | $10/month after 3 months inactivity |
| Pepperstone | 0.4 pips | 2.5% to 5.5% annually, asset-dependent | $15/month after 2 months inactivity |
| IG | 0.8 pips | 3.0% to 6.0% annually, varies by position | $12/month after 2 months inactivity |
Plus500’s fees are competitive for beginner and intermediate traders. Overnight fees vary based on asset class and position type across brokers.
The inactivity fee aligns with industry averages but triggers later than some competitors.
While Plus500 offers accessible costs, advanced scalpers may prefer Pepperstone for tighter spreads and lower overnight fees.
Regional restrictions may affect broker availability and fees.
Cost Impact by Trading Style
Day Traders
Plus500 spreads, typically around 0.6 pips on major forex pairs, are the primary cost for day traders. Overnight funding fees have minimal impact since positions close within the trading day. Spread variability during volatile markets can affect costs and trade profitability.
Swing Traders
Overnight funding fees, also known as swap rates, accumulate over several days. These fees become a significant cost alongside spreads, influencing trade duration and net returns for swing traders on Plus500.
Long-Term CFD Holders
Holding CFDs long term incurs substantial overnight funding charges, often ranging from 2.8% to 6.2% annually. These fees increase total trading costs and reduce profitability for extended positions, making Plus500 less cost-effective for long-term CFD strategies.
How to Calculate Your Total Plus500 Trading Costs
Total cost equals spread plus overnight fees plus currency conversion fees:
- Spread: measured in pips or percentage of trade value
- Overnight fees: annual percentage applied daily based on position size
- Conversion fees: percentage charged when trading in a currency different from the account base
For example:
EUR/USD costs include a 0.6-pip spread, low overnight fees, and no conversion if the account is USD.
BTC/USD costs typically involve a 1.5% spread, higher overnight fees, and possible conversion fees. Fees vary by trade size and holding duration.
Final Verdict — Is Plus500 Cost-Effective?
Use Plus500 if low-cost spreads and transparent fees suit beginner and casual traders. Avoid if minimal overnight fees and ultra-tight spreads are essential, especially for advanced scalping.
Plus500 spreads and fees are cost-effective relative to many competitors but may be less favorable for high-frequency or long-term traders.
FAQs
Q1. Does Plus500 charge trading commissions?
Plus500 includes commissions within the spread.
Q2. How often do Plus500 spreads change?
Spreads fluctuate intraday based on market liquidity and volatility.
Q3. Does Plus500 charge withdrawal fees?
Plus500 does not charge withdrawal fees; any fees depend on the payment provider.