The minimum deposit in Plus500 is $100 or local currency equivalent for most supported regions.
There is no monthly platform fee for maintaining an active account.
However, an inactivity fee of $10 per month applies after 90 days without login activity.
TL;DR — Key Costs in Plus500
- Minimum Deposit: $100 (varies by region and method)
- Monthly Platform Fee: None for active accounts
- Inactivity Fee: $10/month after 3 months of no login
- Currency Conversion Fee: 0.7% on non-base currency trades
- Deposit/Withdrawal Fees: Typically free, external fees may apply
- Overnight Charges: Applicable to open leveraged CFD positions
Minimum Deposit Requirement on Plus500
Global Minimum Deposit (Default: $100)
The minimum deposit across most supported jurisdictions is $100 or its local currency equivalent.
This threshold is determined by Plus500 and applies to standard payment methods unless specified otherwise.
It sets the baseline requirement for activating a live trading account.
Country & Payment Method Variations
Deposit thresholds may vary by region and payment channel. Refer to the representative table:
| Country | Payment Method | Minimum Deposit |
|---|---|---|
| UK | Debit Card | £100 |
| India | UPI | ₹8,000 |
| EU | Bank Transfer | €100 |
Rates are subject to periodic updates. Check the Plus500 interface for region-specific confirmation.
Note:
Thresholds may vary based on local regulation or payment compliance.
Can You Start with Less Than $100?
Deposits below the stated minimum are automatically rejected by the system.
There is no allowance for partial funding, micro-deposits, or incremental top-ups prior to account activation.
The minimum is strictly enforced with no exceptions or alternate onboarding methods.
Monthly Fee Structure in Plus500
Does Plus500 Charge a Monthly Subscription?
There is no monthly subscription fee for using the Plus500 trading platform.
Live accounts remain fully accessible without recurring charges, provided they remain active.
This includes unrestricted access to trading tools, charts, and instrument listings.
The Inactivity Fee You Must Know
An inactivity fee of $10 per month is applied after 3 consecutive months of no login activity.
This charge is triggered by login inactivity, not by absence of trades or deposits.
To avoid the fee, log into the platform at least once every 90 days.
Additional Costs Beyond Deposit & Monthly Fee
Overnight Funding Charges
Overnight charges apply when leveraged CFD positions remain open past market close.
These fees vary by instrument and direction (long/short), and are calculated daily.
Example: Holding a long EUR/USD position for 3 days incurs a charge applied for each day held.
Currency Conversion Fee
A 0.7% conversion fee is applied on the notional value when trading instruments not denominated in the account’s base currency.
This cost is automatically deducted during the transaction.
Frequent cross-currency trades can compound this fee significantly over time.
Deposit & Withdrawal Fees
Plus500 does not charge deposit or withdrawal fees under normal usage.
However, banks, card providers, or digital wallets may impose third-party charges.
| Method | Processing Time | Platform Fee |
|---|---|---|
| Bank Transfer | 1–3 Business Days | Free |
| Credit Card | Instant | Free |
| PayPal | Same Day | Free |
Frequent withdrawals within short periods may be flagged and delayed.
Is Plus500 Worth It Based on Fees?
Compared to Other CFD Platforms
| Broker | Min Deposit | Monthly Fee | Hidden Costs |
|---|---|---|---|
| Plus500 | $100 | None | Inactivity, Overnight, FX fee |
| eToro | $50 | None | $5 Withdrawal, FX fee |
| IG | $250 | None | Overnight, Data Fee |
Plus500 sits in the mid-range tier—lower entry cost than IG, but fewer cost optimizations compared to eToro.
When It’s a Good or Bad Deal
Cost-effective for:
- Manual short-term traders
- Users who avoid overnight positions
- Those not requiring advanced automation
Less suited for:
- Long-hold CFD strategies
- Algorithmic or bot traders
- High-frequency executions (spread compression limits)
Fee structure favors active, manual, low-latency traders. Passive or complex strategy users may find operational costs accumulate.
Final Verdict — Should You Start with Plus500?
Plus500 offers a low barrier to entry with a $100 minimum deposit and no recurring monthly fees.
Inactivity charges and overnight costs require active management to avoid unexpected deductions.
The platform is cost-efficient for short-term, manual CFD traders, but unsuitable for users needing automation, passive holding, or frequent cross-currency trades.
Choose Plus500 only if your strategy aligns with active trading and minimal holding periods.
Check current minimums via the official Plus500 platform to confirm eligibility.
FAQs:
Q1. Can I open an account with less than $100?
No. Deposits below the threshold are automatically rejected.
Q2. Does Plus500 charge if I don’t trade?
Yes. A $10 monthly inactivity fee applies after 3 months without login.
Q3. Are there any deposit bonuses?
No. Plus500 does not offer deposit or signup bonuses.
Q4. What’s the inactivity fee timeline?
The fee triggers after 90 consecutive days without account login activity.
Q5. Can I avoid currency conversion fees?
Only by trading instruments denominated in the same currency as the account’s base currency.